Guarantees	Amounts
Departure missed	Maximum of 900 € per person
Cancellation fees Exemption per person	According to the cancellation fees in the sale conditions Maximum of 6 100 € per person and 30 500 € per event 30 €
Luggage - Precious items Exemption per file - Delayed delivery	1 500 € 50% of the amount of the guarantee 45 € 300 €
Repatriation assistance - Health repatriation or transport - Accompanying in case of health transport or repatriation - Presence in case of hospital stay - Prolonging the hotel stay - Hotel costs - Complementary reimbursing of medical, surgical, pharmaceutical and hospital expenses abroad - Extension USA/Canada/ASIA/AUSTRALIA Exemption per file - Dentist - Transport of the body in case of death > Repatriation of the body > Coffin and connected expenses necessary for transporting the body - Early return - Paying research or aid costs - Legal aid abroad > Lawyer’s fees > Advance of bail	Expenses incurred Travel tickets Travel ticket + hotel costs 80 € / day, max 10 days hotel costs 80 € / day, max 10 days 30 500 € 150 000 € 45 € 150 € Expenses incurred 2 500 € Travel ticket 4 000 € per person and 8 000 € per event 1 500 € 7 500 €
Vicarious liability - Comprehensive bodily injury, material and immaterial damage - Material and immaterial damage only Exemption per file	4 500 000 € 75 000 € 80 €
Costs incurred by interruption of stay	Reimbursement of unused land provision on Prorata temporis, in case of early return
Compensation trip	3 100 € in case of medical repatriation
Several accident - In case of death - In case of total permanent disability	15 000 € 15 000 €

Commencement	End of guarantee
Cancellation / Pre-travel trip : On the day of the subscription to the policy Other guarantees : On the day of the planned departure – meeting place of the group	Cancellation / Pre-travel trip : On the day of departure – meeting place of the group (for the outgoing trip) Other guarantees : On the day of the planned return trip (place where the group separates)

The other guarantees indicated above are applicable for the whole period of the travel corresponding to the invoiced bill by the organizer with a maximum of 90 days from the date of the actual departure.

Subscription delay : the insurance must be subscribed at the moment of the travel booking or before the beginning of the cancellation fees for the cancellation guarantee to be available.

The CANCELLATION guarantee is acquired in case of :
- Convocation for an organ transplant

For the REPATRIATION ASSISTANCE guarantee :
- Advance of money for dialyses :

If the insured must stay longer for some medical reason whatever it is, the Insurer must provide a financial advance for the dialyses treatment up to the amount of 2,287 €.

The insured promises to pay back the sums advanced within the 60 days following their advance. Moreover the assistance reserves the right to request, previously to any financial advance, the deposit in France of a financial guarantee of an equivalent amount.

Repatriation or health transport
If you have to come back for an organ transplant notified during your stay, we organize and pay for your repatriation to your home address in Europe or the hospital nearest to your home and adapted to your health.

EXCLUSION :

- The costs of organ transplant not required by an accident or an illness covered (except for the medical costs caused by a complication related to a kidney failure both to the kidney and the failure of the dialyses centre).

- The relapses of an illness diagnosed and/or treated before the departure or by an accident that occurred before the departure with the exception of those resulting from a complication related to a kidney failure and to the failure of the dialyses centres initially planned.

Do not hesitate to download our insurance policy  for further information